One of these drastically stood out, and not in a good way.

Shifting investments inside retirement accounts can be done freely without immediate tax costs. Rebalancing in taxable accounts often works better with phased sales and using dividends or new cash.

Consider sunscreen as one part of your overall skin cancer protection plan, year-round, especially if staying in the shade and wearing protective clothing aren’t available as your first options.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Michael is a former senior editor of investing and trading products for ...